We are proud to announce that Second Chance Credit LLC has partnered with DM Consulting in order to form a new business venture, which shall be known as DC Financial Services Inc. The name change symbolizes our intentions to broaden our business platform and deliver more value to our clients. READ MORE >
Grow Your
Credit Score!
Credit Score!
Second Chance Credit helps empower every day people and businesses to take control of their credit scores, saving them thousands on financing for purchases large and small.
Grow Your Credit Score!
Second Chance Credit helps empower every day people and businesses to take control of their credit scores, saving them thousands on financing for purchases large and small.
The Power of A Good Credit Ratings
How Second Chance Credit Helps You
The Power of A Good Credit Ratings
How Second Chance Credit Helps You
Personalized Service Unique To Every Client
Evaluate your Current Credit Situation
Identify Opportunities for Increasing your Score
Execute on Our Plan Together as a Team
Schedule a Free, No Obligation Introductory Call
Personalized Service Unique To Every Client
Evaluate your Current Credit Situation
Identify Opportunities for
Increasing your Score
Increasing your Score
Execute on Our Plan
Together as a Team
Together as a Team
Schedule a Free, No Obligation Introductory Call
Click on white rectangle to begin.
“In just a few short months, Second Chance Credit had all credit bureaus correcting inaccuracies that were affecting my credit score. I just qualified for the best home interest rate available.”
—Lourdes De Los Rios
“In just a few short months, Second Chance Credit had all credit bureaus correcting inaccuracies that were affecting my credit score. I just qualified for the best home interest rate available.”
—Lourdes De Los Rios
Learn More About Credit Ratings
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Shocking Facts About Your FICO Score!
Figures provided by FICO Inc. show that 25.5% of consumers (nearly 43.4 Million people) now have a credit score of 599 or below, marking them as poor risks for lenders...
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How One More FICO Score Point Can Save You $11,000
A customer with a 679 credit score recently walked away from buying a house because he could not get the best interest rate on a $100,000 mortgage. Had his score been 680...
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How the Difference Between Good and Bad Credit Can Impact You
How does credit impact you? Here is a example: $150,000 mortgage with a 30 year fixed rate with 20% down. The difference between great credit and just getting approved credit:...
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Correcting All Three Credit Reports is Important
Correcting and fixing all three credit reports is important because some lenders or business people purchase the three in one credit report that includes a credit score...
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How Long Do Negative Accounts Remain on a Credit Report?
How long do negative accounts stay on your credit report: Default on a loan = 7 years; Collection accounts, Repossession, Charge-offs, Medical bills = 7 years; Bankruptcy = 10 years...
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Closing an Account
Closing an account you wish you never met doesn’t make it go away. A closed account will still show up on your credit report and be considered in computing the score...
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Applying For Loans? Take Caution
One very easy way to hurt your credit is by applying for loans. You want to AVOID large numbers of inquiries on your credit report, particularly if you have few accounts...
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Identity Theft
In 2003, the Federal Trade Commission estimated that more than 10 million Americans had been the victims of identity theft. That is a huge number. It is very important...
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Paying More for Bad Credit
A bankruptcy will cost you more in insurance premiums, particularly for homeowner’s and auto insurance. The insurance mavens and their henchmen love credit scores...
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Consequences of Having Less Than Perfect Credit
Your credit score is a critical measure of your credit standing used by creditors who want a assessment of your risk potential as a borrower. The higher your score...
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Tips to Ward Off Collectors
To file a complaint against a collector who is harassing you, contact the FTC at www.ftc.gov or 1-877-382-4357. The FTC won’t follow up for you on your specific case...
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Improve your Credit Score!
Of all the painless ways to save money, improving your credit score is arguably the most important. From home loans and car loans, to credit cards and auto insurance...
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Insurance Premiums and Your Credit Score
A bankruptcy will cost you more in insurance premiums, particularly for homeowner’s and auto insurance. The insurance mavens and their henchmen...
