Ten Affirmations for Strong Credit

Want a great credit rating? Follow these 10 affirmations and you’ll be on your way.

  1. I will not apply for store credit cards.
  2. I will not co-sign for a credit card or loan.
  3. I will not have more than five credit cards.
  4. I will not use more than 25% of your credit card limits.
  5. I will not make late payments on credit cards or loans.
  6. I will not consolidate debt onto a single credit card.
  7. I will not make any excessive purchases with my Amex card.
  8. I will not close my oldest active credit card.
  9. I will check my credit every month.
  10. I will not purchase anything I can’t pay off at month’s end.

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