Ten Affirmations for Strong Credit
Want a great credit rating? Follow these 10 affirmations and you’ll be on your way.
- I will not apply for store credit cards.
- I will not co-sign for a credit card or loan.
- I will not have more than five credit cards.
- I will not use more than 25% of your credit card limits.
- I will not make late payments on credit cards or loans.
- I will not consolidate debt onto a single credit card.
- I will not make any excessive purchases with my Amex card.
- I will not close my oldest active credit card.
- I will check my credit every month.
- I will not purchase anything I can’t pay off at month’s end.