How Long Do Negative Accounts Remain on a Credit Report?
How long do negative accounts stay on your credit report:
- Default on a loan = 7 years
- Collection accounts, Repossession, Charge-offs, Medical bills = 7 years
- Bankruptcy = 10 years
- IRS liens = Indefinitely until removed by IRS
- Inquiry for financial purpose = 2 years
- Judgments = 7 years
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