The Process
Second Chance Credit has developed and fine-tuned a system designed to get you optimal result in the shortest amount of time
Good credit means peace of mind and a better quality of life. You want an excellent credit score, and we’re here to help.
Evaluate
The first step is meet and better understand your current needs and long-term goals. This includes a detailed discussion about your financial status including all debt related issues as well as a quick review of a current credit report.
Identify
Once the evaluation process is complete, we conduct a more in-depth evaluation of the client’s credit report and identify everything that is questionable, obsolete or out of compliance. We identify any erroneous accounts and transactions, and pinpoint opportunities for clients to lower interest rates, as well as areas where reducing debt will have the most impact.
Execute
After we have identified areas where we can help improve credit scores, we devise a strategy that’s tailored to your needs. We begin by making every effort to remove erroneous accounts and transactions. Next, we provide guidance for effectively decreasing debt and consider refinancing opportunities, allowing you to pay off debt and improve your credit score as quickly and efficiently as possible.
Get the Credit Rating Help You Need Today. Second Chance Can Help You Repair Your Credit and Improve Your Score With Proven Techniques.
| Second Chance Credit Personalized Services | Gold | Platinum | Blue Diamond |
|---|---|---|---|
| pro analysis of credit bureaus | ♦ | ♦ | ♦ |
| 45 minute zoom action plan onboarding | ♦ | ♦ | ♦ |
| credit bureaus challenges | 24 | 42 | Unlimited |
| custom disputes | ♦ | ♦ | ♦ |
| credit reestablishing | ♦ | ♦ | ♦ |
| score analysis and assistance | ♦ | ♦ | ♦ |
| inquiry assist | ♦ | ♦ | ♦ |
| monthly email follow ups | ♦ | ♦ | ♦ |
| monthly follow ups 2-5 minute call | ♦ | ♦ | ♦ |
| credit score update by Experian | ♦ | ♦ | ♦ |
| personal finance tools recommendation | ♦ | ♦ | |
| debt settlement consultation | ♦ | ♦ | |
| goodwill letters | ♦ | ♦ | |
| debt strategic repayment | ♦ | ♦ | |
| dispute bankruptcy | ♦ | ♦ | |
| dispute judgments | ♦ | ♦ | |
| dispute automobiles repossessions | ♦ | ||
| expedited disputes | ♦ | ||
| customized plan for refinancing: home, automobile | ♦ | ||
| customized plan for attaining elite credit cards | ♦ | ||
| customized plan for attaining business credit cards | ♦ | ||
| access to companies professional network | ♦ | ||
| courier service for credit bureaus pick up | ♦ | ||
| monthly scheduled call with Chris (30 minutes) | ♦ |