Client Reviews

Paola Lopez
20:50 23 May 26
Recomiendo 100 % esta compañía para reparación de crédito, son muy profesionales y responden a todas tus necesidades, me realizaron un gran trabajo 👌
Bhayshul Tuten
12:08 17 Apr 26
Sunset home mortgage did an amazing job helping buy my first home! Very fast with responding and communicating throughout the whole process. They made the stressful process very easy and smooth for me. You can really feel that you’re cared about I had some credit issues that was hurting my score and Chris came and got it all squared away. Thanks you Chris and the entire staff for such a great experience.
MARIA CABRERA
18:53 01 Apr 26
It was our pleasure to meet and work with Chris. He was extremely knowledgeable, helpful and professional. He was always available to assist us no matter what difficulties we had to overcome. I will recommend his assistance to anyone who needs it. Thank you.
Amanda Vega
14:53 23 Mar 26
I can’t say enough great things about Chris Colston and his team at Colston Advisors. In just a few months, they helped raise my credit score from a 590 to a 740 — something I honestly didn’t think was possible so quickly.They are truly incredible at what they do. Not only are they knowledgeable, but they operate with integrity, professionalism, and a deep understanding of the legal side of credit. They are real advisors — guiding you every step of the way and making sure you understand the process.Everything they promised, they delivered. They are exactly who they say they are, and they are absolutely worth every dollar.I’m so grateful I trusted Chris and his team, and I will continue working with them moving forward. If you’re serious about fixing your credit and changing your financial future, this is the team you want in your corner.
David Perez
02:30 21 Mar 26
We are truly grateful for the outstanding support and guidance from our broker, Chris, throughout the process of buying our first home. From the very beginning, Chris demonstrated professionalism, patience, and genuine care, always taking the time to explain every step and ensure we felt confident in our decisions. His knowledge and dedication made what could have been a stressful experience feel smooth and manageable. We always felt like he had our best interests at heart, and that level of trust means everything. We highly recommend his services to anyone looking for a reliable, compassionate, and truly committed broker.
crazy uci
19:02 05 Jan 26
Raquel Gonzalez
17:21 03 Dec 25
After my divorce, legal fees and basically life in general, my credit took a big hit. I wanted to make sure I got my credit worthiness back asap and Chris and his team did just that. I highly highly highly recommend them and could not be happier with all that they have done for me.
Barbie Laffitte
23:22 09 Oct 25
When I first called Chris, I was desperate. My credit had completely tanked after the passing of my father, and I had just given birth to my daughter. I felt lost and overwhelmed, unsure where to even begin rebuilding. An attorney connected me with Chris, and after I left him a voicemail, he called me back almost immediately — that alone spoke volumes about his dedication.From the very start, Chris was kind, understanding, and willing to work with me to create a plan I could afford. Once we went into contract, he and his team got to work right away. Throughout the entire process, he kept me informed every step of the way. I always knew exactly where things stood and could see my credit improving month by month — rising over 100 points in each bureau in less than a year.Thanks to Chris and his incredible team, I was not only able to repair my credit but also qualify for a HELOC, something I never thought would be possible so soon. I’m deeply grateful to them for giving me another chance at life in a world where credit can often define your opportunities.Thank you, Chris, for your compassion, transparency, and relentless commitment to helping people get back on their feet. You and your team truly changed my life.
Danielle Mederos
00:22 30 Sep 25
They were kind, professional, and honestly just human. No judgment, no pressure — just a team that wanted to help. And they did just that! I would highly recommend Chris!
Ingrid Romero
13:46 02 Jun 25
Great service and super helpful. I have everything that ask for and much more.Very happy with my deal. Thank you very much.
DiPietro Family
13:47 28 Feb 25
I want to give a huge shoutout to Rafael for helping me purchase a new vehicle. He really went the extra mile, helping me source the vehicle and navigate any issues along the way. I felt comfortable throughout the entire process knowing he was there to assist every step of the way. It felt like working with a friend/family member, it wasn’t transactional at all, and I feel that is why it was so easy to trust everything would work out well. He was able to secure me a fantastic deal with the exact car I was looking for. I cannot recommend his services enough and will definitely be using his services for all my and my family’s future vehicle purchases.
Mike Jenner
15:58 21 Feb 25
Working with DC Financial Services has been nothing short of an amazing experience. You hear a lot about "Credit Repair" companies and it seems like its just a money grab.. but I must say that with a small investment and working with DC Financial Services, the value I received has far exceeded the investment. If anyone out there is having credit issues, its a no brainer to work with DC Financial Services. Chris came up with a game plan and executed. My credit is up 270 points in ~6 months!!
Luisa Perez
16:25 20 Feb 25
I worked with Chris of DC Financial Services over 10 years ago and still use their credit and savings techniques to this day. The work Chris did to help me get my credit back on track has led to a lifetime of positive financial rewards!
Rosa Arroyave
01:04 18 Dec 24
I started working with DC Financial, Chris Colston, after he was recommend to me by a friend who is an attorney. ATT sent me to collections for a debt that didn’t belong to me and I was not able to resolve the issue on my own. Needless to say that within a couple of months, Chris was able to remove the derogatory report and my credit score began to increase to pre collection levels and eventually higher. The process was very smooth and took lots of pressure off my shoulders. I thank Chris and his staff for helping through the process. I highly recommend DC Financial for all financial services.
Juan Pablo Echeverri
17:12 15 Nov 24
“I am incredibly grateful to DC Financial Services for all the support they have provided me. After the passing of my wife, I faced many challenges, including recovering my credit and rebuilding my financial stability. Their team not only guided me through the process with care and professionalism but also showed genuine understanding and compassion for my situation. Thanks to their help, I’ve been able to get back on my feet. I highly recommend their services to anyone in need of financial assistance. Thank you, DC Services, for everything!”
James Galvin
12:22 19 Oct 24
Chris and the Team at DC Financial are fantastic! For me personally, they were able to raise my credit score to over 800 within the first 2 months. I could not be more pleased with their level of service and professionalism.
E T
18:37 29 Sep 24
I want to give a BIG S/O to main man Chris Colston and the DC Financial Services, Inc. Team!!! Chris I truly appreciate what you was able to do for me. I remember a few years ago when I used your services. I wasn’t mentally ready. This time out you told me Chavis it won’t work unless you change you mindset and habits. And I did just that. This has been an amazing journey and experience. My credit score and profile has improved significantly. I’m on the verge to my 800 and I can’t wait for that day! Thanks Brother! Truly a happy client 💪🏿💪🏿Chavis
Y. E.R.
14:25 27 Sep 24
DC Financial Services has been my savior during a challenging, surprising moment when I thought I was ready to buy my first home. I have to cancel the whole process because of the negative impact on my Credit Score. Patiently, this fantastic team has been professional, consistently following up and working on repairing my credit to achieve my goals for around eight months. Nowadays, I have to say that my dream has come true. I have my dream home, and I have no way to thank them, particularly Chris, for their support on this journey. It required a lot of consistency and perseverance that, sometimes, in our rushed lives, we don't have, but they do. Therefore, the magic to leave that in their hands, and they will handle it professionally.I highly recommend that the company guide you throughout repairing and building your credit.Thank you, DC Financial Services
malcolm clark
02:13 12 Sep 24
Chris and his team are exceptional professional who genuinely care about their clients' success and well-being, in addition to being highly skilled in financial and credit matters. They go beyond being just an advisor by taking the time to understand each client's unique situation, tailoring their guidance for the best possible outcomes. Not only have they helped me improve my credit, but they have also provided the knowledge and tools necessary for making long-term financial decisions. I highly recommend DC Financial to anyone seeking a specialist.
Eric Rodriguez
22:17 03 Sep 24
I refer all my clients to Chris and Ralph. As a mortgage professional I have come across a lot of individuals that are "experts in the field" but no one does it like these two gentlemen. Do not think twice about using their services.
Hayden Rucci
20:38 14 Aug 24
Chris is a great person who sincerely cares about his clients' success and well-being in addition to being a very qualified financial and credit specialist. He is not only an advisor; he also takes the time to comprehend the particular circumstances of each customer and customizes his counsel to get the greatest results. In addition to setting me up for success with my credit, Chris has given me the information and resources I need to make long-term financial decisions. I wholeheartedly endorse Chris to anyone looking for a specialist who is not only knowledgeable in his industry but also genuinely concerned about his clients' financial well-being.
Pets Living
22:50 25 Jul 24
The best experience ever!! Extremely recommend for the hard and honest work!! Got all my paperwork done extremely quickly couldn’t be more happy & relived because I need it done quick, Rafael was the best handling my situation and couldn’t be more grateful don’t know how to thank him enough!! Deserves more than the 5 stars!! Thank you so so much I appreciate all you did so quick for me and my sister!! Danelys M.
MARTHA GUANCHEZ
16:34 11 Jun 24
Atención y rapidez y excelente servicio
Dania Romeu
02:02 11 Jun 24
Muy agradecida con su ayuda en la financiacion , eficientes y muy responsables.
DIANA SANCHEZ
16:06 07 Jun 24
I'm absolutely thrilled with the exceptional service I received from DC Financial services! My credit advisor Chris Colston was knowledgeable, professional, and empathetic, he took the time to understand my needs and provided personalized guidance to help me achieve them. Their expertise and support have made a significant impact on my credit score, I highly recommend DCFinancial services to anyone seeking reliable and effective credit advice. Thank you for your outstanding service Chris.
Alejandro Alfonso
02:31 16 May 24
Excelente trabajo rápido y muy eficiente lo recomiendo al 100
Leonard Hankerson
23:22 07 May 24
Chris and staff has played a monumental role in bettering my credit and financial well being. From the beginning of the process until the end, Chris has shared and continues to share a wealth of experiences and knowledge that has taken my credit history from being a C- to an A+. I’m very honored to have came across such a great person who continues to have my best interests and wants the best for each of his clients. What an amazing job he’s done for my family!!!
Leylani Rubio
19:33 18 Apr 24
Working with DC Financial Services has been a transformative experience for my financial health. Their expert team took an in-depth look at my credit situation and crafted a clear, step-by-step plan to improve my credit score. Thanks to their dedicated efforts, my credit score has significantly increased, opening up fantastic opportunities that were previously unavailable to me, such as better loan rates and credit offers. The personalized attention and genuine care they provided have made all the difference. I am deeply grateful to DC Financial Services for their help in achieving these milestones. Thank you for empowering me with the financial freedom I needed!
Y L
14:13 15 Apr 24
Chris and his entire team made my credit experience phenomenal from Day 1. I had worked with a previous company who left a negative impression with me about using a credit repair service so I came into this process very reserved and expecting the worst. To my surprise, it was the complete opposite. He walked me thru the entire process which helped me feel calm and valued. He genuinely cared for my expected results. 3 months in I have amazing results which will save me tons of money with my next investment property. Do not second guess this company. They are topnotch!
Angel Suarez
14:56 13 Apr 24
Chris and his team are excellent. He’s been a great help to my wife and I in strategizing financial freedom. Highly recommend.
Raknar Un
13:34 05 Apr 24
Quiero agradecer otra vez más a esta compañía y en especial a Chris quien me ayudó la primera vez hace más de 7 años ,estaba tratando de comprar mi casa y no podía ya que mi crédito estaba con bajo puntaje de 347 score,en solamente 8 meses me quitaron todo lo negativo de mi reporte y pude comprar mi primera casa a un bajo interés,gracias a que pudieron subirme el crédito a 690 de score,les recomiendo de verdad que los contacten solo hacen un pago dependiendo de su situación y listo,te explican todo detalladamente y te responden todo ,les doy 10 estrellas en vez de 5
Alex Ward
20:33 04 Apr 24
Chris’ guidance with credit advisory has been tremendously useful. With all the financial changes that occur after coming into the league, there are a lot of questions that come up and decisions to be made. Chris’ expertise has helped me navigate all these changes from selecting the most optimal credit cards to helping raise my credit score. He’s always at my disposal for all questions no matter how small and is a great asset for my financial success!
Jose Rivas
00:32 03 Apr 24
So thankful for Rafael for his knowledge and expertise. My car was not easy to find with the specifications I wanted but he delivered it in 3 days and I cannot be any happier. He took care of everything with the financing and I just sat back and waited for my car to arrive. I recommend him to any and everyone possible. This is my second car with him and each time the experience is even better.
CLAUDIA DE LA ROSA
14:42 02 Apr 24
Rafael and his team are very professional and knowledgeable. I highly recommend their services. Best in the business! Do not hesitate to reach out to him, for all your financial needs.
Mercedes
20:01 23 Mar 24
I highly recommend DC Financial Services Inc. especially Rafael Bencosme , as soon as I notice that I only had 2 days to return my car , I called Mr Bencosme and explained to him problem , right away he started working and resolved my problem before time .. Thank you Dc Financial for having Rafael Bencosme working for this great company….I love my car ….
Naydimar Sierra
13:40 22 Mar 24
I highly recommend using Dc Financial! I was guided the whole process in understanding what I was doing. I purchased a car! The best part is that I am going to have a monthly payment way less than expected. So naturally I recommend my mom to use Dcf and now she has purchased her car as well!
Casa Mary Exumas
21:16 20 Mar 24
They helped me tremendously improving my credit score. Their excellence in costumer service is unparalleled.These guys are the real deal !
Nathan Connor
17:50 20 Mar 24
Ralph and Chris are nothing less than amazing. Not only are these guys professional, courteous, and incredibly knowledgeable, they actually care!!! Every time I have worked with them they are incredibly patient and incredibly communicative. You will not find a better team!
Ignatius Escalona
17:49 18 Mar 24
Been working with Mr. Colston for years now. His company and service is beyond suburb. Being in the realestate and mortgage industry for over 20 years now, I value my clients and who i recommend them to. DC Financial Services is my go to credit repair company. Thank you for the services you have provided to all my buyers.
jorge hernandez
15:33 27 Feb 24
So to say thank you is not enough for what Chris and the family at DC Financial have done. If you're thinking you can't get your financial credit goals back on track or contemplating a major step like bankruptcy, try them first, in less than 2 years with their guidance we cleared up my credit challenges and for less than a typical bankruptcy, thanks again Chris.
T Michael Kennedy
16:37 04 Feb 24
I had a complicated situation and needed to buy a car quickly. I retained DC Financial Services to handle everything. They sourced the vehicle I wanted, negotiated my trade, negotiated the new vehicle price, negotiated the financing and interest rate, and closed the deal all within three days. When Raphael told me the car was ready I drove to the dealership, met the sales rep and finance closer, gave them the down payment, sat down and signed documents, and drove away in my new ride. No stress, no negotiating, no issues. Raphael and Chris crushed it. Super professional, explained everything as the deal developed, and masterfully handled all of the negotiations and the all of the details. Two huge thumbs up. I would highly recommend their services. DC Financial rocks!
JUANA VELEZ
00:22 03 Feb 24
La calidad de servicio que me brindo DC Financial Services, Inc., la describo como una experiencia en la cual senti empatia y profesionslismo a la vez. Rafael, me hiso sentir comoda y segura de que concluiriamos en buenos terminos.
fritzielo1998
19:16 02 Feb 24
I could not be happier with the results, just an amazing car experience. Rafael went above and beyond with guidance and to help me with all my concerns with a friendly and very professional demeanor. I will, with no hesitation do business with him and his team again , thanks Rafa!
Omar Lopez
18:47 01 Feb 24
I needed to get out of my car and also needed to lease a new one. The problem was my car had negative equity, new car inventory was low and car prices were high. I called DC Financial Services and they took care of guiding me through the entire process. I then told them the three cars that I was interested in leasing. Ralf Bencosme got to work and got back to me with the figures on each car. I have to mention that Ralf is excellent at communicating. He kept me informed at every step. His motto, "We'll do the best deal that's best for YOU." That's where DC Financial sets themselves apart. They're in it for YOU, their client. In the end I got the deal that I wanted and it took two days. Thank you, DC Financial. One more note, just to show you how they are. I told Ralf to please tell his contact that I wanted to spend no more than 30 minutes at the dealer signing paperwork. He got it done. I showed up, signed, got the keys and was out of there in 30 minutes. Excellent.
Jose de la vega
17:16 01 Feb 24
Lilliam Loureiro
15:25 01 Feb 24
I could not be happier! Rafael took care of my refinancing needs. He’s attentive, service was quick and efficient. Thank you.
Andro Eagle
15:02 01 Feb 24
I wanna thank to the team who assisted me in the purchases of my car with special mention to Ralph Bencosme, I have had a beautiful experience with this process, everything was smooth and easy, everything was explained in a clear manner, I will strongly recommend this Dealer and these personal. Thank you all.

“In my business as a criminal and family defense attorney having access to low interest business loans is essential for my daily operations. In these challenging economic times my ability to obtain reasonable financing is extremely difficult. Mistakes I have made and economic variables out of my control had made getting financing I need virtually impossible. Your services at Second Chance Credit have remedied this obstacle by improving my credit exponentially. Your assistance has been invaluable and I would wholeheartedly recommend your expertise to my friends and family. Thank you for your efforts on my behalf.”

Stephen K. Johnson P.A.

“I took for granted the seriousness of having great credit, until I lost what could’ve been my first home. I was devastated, as I was pregnant with by first baby and no home to give to her. The amount of inaccuracies in my reports prevented me from qualifying for a home loan. After much online investigating and calls to the three credit bureaus, I felt like I was getting no-where, the price you pay for trying to do it yourself while not knowing what to do. ”

That is when my Realtor recommended Second Chance Credit. What a LIFESAVER! In just a few short months, Second Chance Credit had all the credit bureaus correcting and deleting all of the inaccuracies that were affecting my credit. My credit scores are now well into the high 700’s, and I just qualified for the best home interest rate available. Second Chance Credit proved what it truly means to provide excellent customer service.

As a working professional, I know how customer service is a lost art, but you’ll find that and much more with Second Chance Credit. I strongly recommend everyone check their credit reports, and contact Second Chance Credit for any of your credit

Second Chance Credit has been the best investment I’ve ever made. Thank you for returning my sanity, and credit worthiness Second Chance Credit LLC. You guys are a LIFESAVER!”

Lourdes De Los Rios

Thanks to you guys at Second Chance Credit I am now able to buy my own home! I am a single mom with a single income…thanks to Second Chance Credit I am now able to qualify for a home purchase, and my credit score was so improved that I was able to get a new car as well. Both at the best interest rates. I achieved my two goals in a house purchase and a car purchase, while saving thousands of dollars.

I have already told several people about Second Chance Credit, and will not hesitate to recommend them to anyone who needs help with credit repair or any credit needs. They are professional, courteous, trustworthy and obtain exceptional results. I had results in under 90 days.

I couldn’t have done it with out them!”

Thank you Second Chance Credit,

Teresa Alvarez

“I want to thank you so much for your the big help, without Second Chance Credit I don’t think we would have been able to get a home loan. I had been trying to improve my credit score on my own for a very long time with barely any results, and in 45 days Second Chance Credit did it. They were fast, effective, had great customer service, and our new scores showed that. I never thought I would be in the 700 credit score range, but here I’m.

Again thank you so much, both my spouse and I are very happy with the services of Second Chance Credit.”

Aissel Faquir
Registered Nurse

“My wife and I wanted to start getting ready to buy a house, but had major credit issues. Thanks to Second Chance Credit I now have a score of 720 and banks are more than willing to do business with us. It’s been easier to not only get a mortgage, but buy a car, and even get a cell phone! Follow their professional guidance, keep up with your responsibilities, and they really do give you a second chance to your credit

Second Chance Credit LLC, you ROCK!”

Nathan Acosta

“I first came to Second Chance Credit LLC at the beginning of this passing year 2011. My credit scores were very low and I wanted to purchase a home. Second Chance Credit was very informative and patient during my process. They were always available and willing to help with any questions and concerns I had during the process. Second Chance Credit, I now have amazing credit scores (820 FICO), and I now got qualified quickly to purchase my home with an interest rate of 3.5% with a local bank. I highly recommend Second Chance Credit with their knowledge to help anyone who is going to seek help to fix their credit.”

Thank You,

Alina Diaz

“I Finally settled into my new home and I wanted to take the time to give a MILLION THANKS to Second Chance Credit, LLC. Thanks to their amazing service and professionalism, I now have a “second chance” to do things right!

Over a year ago, I found myself not sleeping and worrying about my future. My husband was loosing the apartment we lived in, our income was very low, and both our credit scores were scores were pretty much nonexistent. After I graduated from school, my income improved, but my credit was still horrible. After venting to a friend, I was referred to Second Chance Credit.

I was hesitant at first but Chris from Second Chance Credit was very professional and informative, and at the end of our first meeting, I was hopeful. Sure enough, less than a year later I was ready to go! Not only did Chris help me improve my credit score, but he also got me in contact with other great professionals.

I am now a proud homeowner and enjoying every minute of it! I will be forever grateful!”

Miriam Ruiz

“I just wanted to say THANKS for helping me with my credit. I am so pleased with Second Chance Credit’s work! Signing up for your services was definitively the best decision I’ve made! Your profesionalism, knowledge and dedication sets you apart and you acomplished exactly what you’d promised me.”

Elizabeth Munoz

“Working with Second Chance Credit on my credit repair was a great experience.

They made me feel reassured that “there is the light at the end of the tunnel” and that I can come out successfully by following their clear instructions. I felt safe and well guided. The whole process was conducted with professionalism and it was also done “in no time”.

Their desire is for their clients to succeed and make their dreams come true. I made new friends from our team work and I have recommended them to my co-workers and friends. I am now qualified to buy my house and make my “American Dream”come true.

I highly recommend Second Chance Credit.

Thank you for your flexibility to work with me and going beyond the call of duty.”

Irvana Eloundou

“We came to Second Chance Credit for assistance to attain a better credit score. We initially wanted a high enough credit score to purchase a new vehicle. With Second Chance Credit’s hard work, and a little contribution on our behalf, we were able to raise our score to be approved for financing. We plan to continue to work side by side with Second Chance Credit to keep raising our score. Second Chance Credit is very clear on what expectations should be and what is needed for a successful outcome.”

E. Vargas

“Second Chance Credit has done a great job in helping the referrals I have provided them. They are very professional in their work and above all, trustworthy. I have recommended them before and would not hesitate to keep on doing so. In their line of business, trust is of the utmost importance, Second Chance Credit has earned the trust and admiration of all that have worked with them.”

Sally Villalba, Commercial Relationship Manager , SunTrust Banks, Inc.

“Since having Second Chance Credit help fix my credit I have been able to do so much more. I actually got approved for a credit card and that was just the beginning. I was able to open 2 more after that and now I am in the process of buying a car and looking into buying a house. None of this would have been possible with the credit I had before Second Chance Credit helped me. I was skeptical at first but within a couple of months of hiring Second Chance Credit I was receiving notices showing things had been removed from my credit report. I am now proud to say that my credit score is 720 and that is all thanks to Second Chance Credit. I owe you so much more for what u did. Thanks Second Chance Credit!”

Wellington Largaespada

“When I was younger I never put too much thought into my future. I was always living by what I could get here and now. Understanding how much I needed good credit was not something I cared to know then. I took out credit cards and bought all of the things a young single man could dream of. I racked up a debt I had a hard time paying off. Now, as a husband and father when I need my credit most, my past mistakes came back to haunt me.

I went to Second Chance Credit hoping for the best. They showed me their work and explained their process and how they could help my family and I. They were up front, professional, and honest about everything and made me feel confident about employing their services. After about four months, my wife and I started to see positive changes in our credit reports.

Before I started with Second Chance Credit I was not able to get approved for a single credit card. I am pleased to say that after using the services of Second Chance Credit, my wife and I were approved for a loan towards our first home. I am writing this testimonial because I believe in the work of Second Chance Credit, and my house is a testament of it. I know that an investment made into Second Chance Credit will yield a result that can better your life.”

Karl L.

“I would like to thank you so much for helping me repair my credit! Prior to reaching out to you my credit was a train wreck and I saw no way out. Now, thanks to you all of my past unresolved creditors and points that were affecting my targeted credit score have been resolved and mitigated. I could hardly believe that in a matter of just 2 months I was left with only 1 more creditor to resolve! Also, not only did you significantly help improve my credit score but you were always there for me in every step of the way and answered all the questions I had in reference always with a smile. Taking a firsthand look at my credit was tough in the beginning, as no one wants to face how bad the reality of it is, but you made it easy and held my hand through it all. You gave me hope again to reach a credit score that I would’ve only dreamt of.

Keep up the good work!! And continue helping others as myself to feel good about their credit, it’s an AMAZING feeling! And please feel free to use me as a reference at any time.”

Michelle Orellana

“Having the opportunity and the trust that Second Chance Credit has given me, now I can say that my life will be better and more prosperous. Thanks Second Chance Credit for everything that you have done to help me build my credit and also for the great customer service you have provided all along. I could never have done it without your help!!!

I have had results in a matter of only 45 days, and amazingly they were great results and they’re still getting better.

Thanks again your company is the best!!!”

Angiemar Caraballo

“In my business as a criminal and family defense attorney having access to low interest business loans is essential for my daily operations. In these challenging economic times my ability to obtain reasonable financing is extremely difficult. Mistakes I have made and economic variables out of my control had made getting financing I need virtually impossible. Your services at Second Chance Credit have remedied this obstacle by improving my credit exponentially. Your assistance has been invaluable and I would wholeheartedly recommend your expertise to my friends and family. Thank you for your efforts on my behalf.”

Stephen K. Johnson P.A.

“I took for granted the seriousness of having great credit, until I lost what could’ve been my first home. I was devastated, as I was pregnant with by first baby and no home to give to her. The amount of inaccuracies in my reports prevented me from qualifying for a home loan. After much online investigating and calls to the three credit bureaus, I felt like I was getting no-where, the price you pay for trying to do it yourself while not knowing what to do. ”

That is when my Realtor recommended Second Chance Credit. What a LIFESAVER! In just a few short months, Second Chance Credit had all the credit bureaus correcting and deleting all of the inaccuracies that were affecting my credit. My credit scores are now well into the high 700’s, and I just qualified for the best home interest rate available. Second Chance Credit proved what it truly means to provide excellent customer service.

As a working professional, I know how customer service is a lost art, but you’ll find that and much more with Second Chance Credit. I strongly recommend everyone check their credit reports, and contact Second Chance Credit for any of your credit

Second Chance Credit has been the best investment I’ve ever made. Thank you for returning my sanity, and credit worthiness Second Chance Credit LLC. You guys are a LIFESAVER!”

Lourdes De Los Rios

Thanks to you guys at Second Chance Credit I am now able to buy my own home! I am a single mom with a single income…thanks to Second Chance Credit I am now able to qualify for a home purchase, and my credit score was so improved that I was able to get a new car as well. Both at the best interest rates. I achieved my two goals in a house purchase and a car purchase, while saving thousands of dollars.

I have already told several people about Second Chance Credit, and will not hesitate to recommend them to anyone who needs help with credit repair or any credit needs. They are professional, courteous, trustworthy and obtain exceptional results. I had results in under 90 days.

I couldn’t have done it with out them!”

Thank you Second Chance Credit,

Teresa Alvarez

READ MORE

“I want to thank you so much for your the big help, without Second Chance Credit I don’t think we would have been able to get a home loan. I had been trying to improve my credit score on my own for a very long time with barely any results, and in 45 days Second Chance Credit did it. They were fast, effective, had great customer service, and our new scores showed that. I never thought I would be in the 700 credit score range, but here I’m.

Again thank you so much, both my spouse and I are very happy with the services of Second Chance Credit.”

Aissel Faquir
Registered Nurse

 

“My wife and I wanted to start getting ready to buy a house, but had major credit issues. Thanks to Second Chance Credit I now have a score of 720 and banks are more than willing to do business with us. It’s been easier to not only get a mortgage, but buy a car, and even get a cell phone! Follow their professional guidance, keep up with your responsibilities, and they really do give you a second chance to your credit

Second Chance Credit LLC, you ROCK!”

Nathan Acosta

 

“I first came to Second Chance Credit LLC at the beginning of this passing year 2011. My credit scores were very low and I wanted to purchase a home. Second Chance Credit was very informative and patient during my process. They were always available and willing to help with any questions and concerns I had during the process. Second Chance Credit, I now have amazing credit scores (820 FICO), and I now got qualified quickly to purchase my home with an interest rate of 3.5% with a local bank. I highly recommend Second Chance Credit with their knowledge to help anyone who is going to seek help to fix their credit.”

Thank You,

Alina Diaz

 

“I Finally settled into my new home and I wanted to take the time to give a MILLION THANKS to Second Chance Credit, LLC. Thanks to their amazing service and professionalism, I now have a “second chance” to do things right!

Over a year ago, I found myself not sleeping and worrying about my future. My husband was loosing the apartment we lived in, our income was very low, and both our credit scores were scores were pretty much nonexistent. After I graduated from school, my income improved, but my credit was still horrible. After venting to a friend, I was referred to Second Chance Credit.

I was hesitant at first but Chris from Second Chance Credit was very professional and informative, and at the end of our first meeting, I was hopeful. Sure enough, less than a year later I was ready to go! Not only did Chris help me improve my credit score, but he also got me in contact with other great professionals.

I am now a proud homeowner and enjoying every minute of it! I will be forever grateful!”

Miriam Ruiz

 

“I just wanted to say THANKS for helping me with my credit. I am so pleased with Second Chance Credit’s work! Signing up for your services was definitively the best decision I’ve made! Your profesionalism, knowledge and dedication sets you apart and you acomplished exactly what you’d promised me.”

Elizabeth Munoz

 

“Working with Second Chance Credit on my credit repair was a great experience.

They made me feel reassured that “there is the light at the end of the tunnel” and that I can come out successfully by following their clear instructions. I felt safe and well guided. The whole process was conducted with professionalism and it was also done “in no time”.

Their desire is for their clients to succeed and make their dreams come true. I made new friends from our team work and I have recommended them to my co-workers and friends. I am now qualified to buy my house and make my “American Dream”come true.

I highly recommend Second Chance Credit.

Thank you for your flexibility to work with me and going beyond the call of duty.”

Irvana Eloundou

 

“We came to Second Chance Credit for assistance to attain a better credit score. We initially wanted a high enough credit score to purchase a new vehicle. With Second Chance Credit’s hard work, and a little contribution on our behalf, we were able to raise our score to be approved for financing. We plan to continue to work side by side with Second Chance Credit to keep raising our score. Second Chance Credit is very clear on what expectations should be and what is needed for a successful outcome.”

E. Vargas

 

“Second Chance Credit has done a great job in helping the referrals I have provided them. They are very professional in their work and above all, trustworthy. I have recommended them before and would not hesitate to keep on doing so. In their line of business, trust is of the utmost importance, Second Chance Credit has earned the trust and admiration of all that have worked with them.”

Sally Villalba, Commercial Relationship Manager, SunTrust Banks, Inc.

 

“Since having Second Chance Credit help fix my credit I have been able to do so much more. I actually got approved for a credit card and that was just the beginning. I was able to open 2 more after that and now I am in the process of buying a car and looking into buying a house. None of this would have been possible with the credit I had before Second Chance Credit helped me. I was skeptical at first but within a couple of months of hiring Second Chance Credit I was receiving notices showing things had been removed from my credit report. I am now proud to say that my credit score is 720 and that is all thanks to Second Chance Credit. I owe you so much more for what u did. Thanks Second Chance Credit!”

Wellington Largaespada

 

“When I was younger I never put too much thought into my future. I was always living by what I could get here and now. Understanding how much I needed good credit was not something I cared to know then. I took out credit cards and bought all of the things a young single man could dream of. I racked up a debt I had a hard time paying off. Now, as a husband and father when I need my credit most, my past mistakes came back to haunt me.

I went to Second Chance Credit hoping for the best. They showed me their work and explained their process and how they could help my family and I. They were up front, professional, and honest about everything and made me feel confident about employing their services. After about four months, my wife and I started to see positive changes in our credit reports.

Before I started with Second Chance Credit I was not able to get approved for a single credit card. I am pleased to say that after using the services of Second Chance Credit, my wife and I were approved for a loan towards our first home. I am writing this testimonial because I believe in the work of Second Chance Credit, and my house is a testament of it. I know that an investment made into Second Chance Credit will yield a result that can better your life.”

Karl L.

 

“I would like to thank you so much for helping me repair my credit! Prior to reaching out to you my credit was a train wreck and I saw no way out. Now, thanks to you all of my past unresolved creditors and points that were affecting my targeted credit score have been resolved and mitigated. I could hardly believe that in a matter of just 2 months I was left with only 1 more creditor to resolve! Also, not only did you significantly help improve my credit score but you were always there for me in every step of the way and answered all the questions I had in reference always with a smile. Taking a firsthand look at my credit was tough in the beginning, as no one wants to face how bad the reality of it is, but you made it easy and held my hand through it all. You gave me hope again to reach a credit score that I would’ve only dreamt of.

Keep up the good work!! And continue helping others as myself to feel good about their credit, it’s an AMAZING feeling! And please feel free to use me as a reference at any time.”

Michelle Orellana

 

“Having the opportunity and the trust that Second Chance Credit has given me, now I can say that my life will be better and more prosperous. Thanks Second Chance Credit for everything that you have done to help me build my credit and also for the great customer service you have provided all along. I could never have done it without your help!!!

I have had results in a matter of only 45 days, and amazingly they were great results and they’re still getting better.

Thanks again your company is the best!!!”

Angiemar Caraballo

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