Client Reviews

jorge hernandez
15:33 27 Feb 24
So to say thank you is not enough for what Chris and the family at DC Financial have done. If you're thinking you can't get your financial credit goals back on track or contemplating a major step like bankruptcy, try them first, in less than 2 years with their guidance we cleared up my credit challenges and for less than a typical bankruptcy, thanks again Chris.
T Michael Kennedy
16:37 04 Feb 24
I had a complicated situation and needed to buy a car quickly. I retained DC Financial Services to handle everything. They sourced the vehicle I wanted, negotiated my trade, negotiated the new vehicle price, negotiated the financing and interest rate, and closed the deal all within three days. When Raphael told me the car was ready I drove to the dealership, met the sales rep and finance closer, gave them the down payment, sat down and signed documents, and drove away in my new ride. No stress, no negotiating, no issues. Raphael and Chris crushed it. Super professional, explained everything as the deal developed, and masterfully handled all of the negotiations and the all of the details. Two huge thumbs up. I would highly recommend their services. DC Financial rocks!
JUANA VELEZ
00:22 03 Feb 24
La calidad de servicio que me brindo DC Financial Services, Inc., la describo como una experiencia en la cual senti empatia y profesionslismo a la vez. Rafael, me hiso sentir comoda y segura de que concluiriamos en buenos terminos.
fritzielo1998
19:16 02 Feb 24
I could not be happier with the results, just an amazing car experience. Rafael went above and beyond with guidance and to help me with all my concerns with a friendly and very professional demeanor. I will, with no hesitation do business with him and his team again , thanks Rafa!
Omar Lopez
18:47 01 Feb 24
I needed to get out of my car and also needed to lease a new one. The problem was my car had negative equity, new car inventory was low and car prices were high. I called DC Financial Services and they took care of guiding me through the entire process. I then told them the three cars that I was interested in leasing. Ralf Bencosme got to work and got back to me with the figures on each car. I have to mention that Ralf is excellent at communicating. He kept me informed at every step. His motto, "We'll do the best deal that's best for YOU." That's where DC Financial sets themselves apart. They're in it for YOU, their client. In the end I got the deal that I wanted and it took two days. Thank you, DC Financial. One more note, just to show you how they are. I told Ralf to please tell his contact that I wanted to spend no more than 30 minutes at the dealer signing paperwork. He got it done. I showed up, signed, got the keys and was out of there in 30 minutes. Excellent.
Jose de la vega
17:16 01 Feb 24
Lilliam Loureiro
15:25 01 Feb 24
I could not be happier! Rafael took care of my refinancing needs. He’s attentive, service was quick and efficient. Thank you.
Andro Eagle
15:02 01 Feb 24
I wanna thank to the team who assisted me in the purchases of my car with special mention to Ralph Bencosme, I have had a beautiful experience with this process, everything was smooth and easy, everything was explained in a clear manner, I will strongly recommend this Dealer and these personal. Thank you all.
Irma Hernandez
00:59 27 Jan 24
Ralph's performance was truly exceptional. His meticulous attention to detail provided me with comprehensive information and instilled a sense of ease throughout the transaction process. His commitment to building enduring relationships ensures that I can confidently recommend him to both friends and family.
Ananda Santana
00:31 27 Jan 24
Súper súper buen servicio !!!!!! Lo recomiendo muchísimo ! Me encontraron el carro que yo quería en el pago que yo quería !!!!! Highly recommended !!!
Vannessa Capener
16:02 26 Jan 24
The service from DCFS has been amazing, from my initial contact with Chris and my communication with Scarlet it has been amazing. They both work with you hand in hand, which seems like family. Chris is detail oriented, and is dead on when explaining himself and how the process works. Scarlet is very warm and welcoming, always available to answer questions. It has been an experience and journey for my future endeavors. Thank you Chris, Scarlet and Team, your Amazing!!
Kimberly Richardson-Rodriguez
21:44 20 Dec 23
If 100 stars rating was an option, I would give it 100 times over without hesitation!! What Chris and the DC Financial Services firm has been able to do for me personally is something I didn’t imagine possible. Yeap, it was that bad ! The patience ,attentiveness and personalize capacity in which Chris handles my situation showed me that I wasn’t just a client. He really listens and cares. I told him something in the beginning of our journey. During our 1 year anniversary of working together he shared the context of our first initial conversation. I cried because I was reminded of far I’ve come and how much closer I was to my goal of financial independency. This firm is not a factory or a one and done type of business. They walk you through the process. There are monthly calls where you talk about your goals and how you can achieve them. I’m talking real deal here. Most importantly you must do your part. This consists of doing what they say to get the results you want. He has over 20+ years of experience. Trust that he knows what he’s doing and that he won’t steer you wrong. If you're hesitate here is your sign to walk through the door. Your financial freedom awaits you….
Henry Matute
23:43 09 Dec 23
I highly recommend DC Financial. Chris and his team has this down to a science! They completely turn my life around on a positive route. They will guide you every step of the way. They made my family’s dream come true by purchasing my first home through their process that works as long as you stick to their plan. I want to thank Chris and his team for making this happen.
Juan Sopena
14:53 14 Nov 23
Chris thank you so much for your guidance, thanks to you and your team I was able to buy my house and fix my credit . I would highly recommend Second Chance Credit and DC Financial Services.
Olga Hasbun
19:47 09 Nov 23
For many years, I kept my credit clean and up to date, but I could not acquire the credit standing that I needed nor credit cards. I found a solution through DC Financial Services, Inc. They have solved all of my problems and I have the best credit ever!!!
Anthony Leone
18:41 16 Oct 23
I was put in touch with Chris and his team for credit advisement and repair. I was beginning the home buying process but had to go through this process. I will say that under a year from starting business with his company, I achieved a goal that was set and bought my first home. I highly recommend DCFS for your credit advisement. Chris and his team will constantly communicate with you and help you achieve your goals!
Armando Puentes
16:11 22 Sep 23
Excellent customer service.Thank you Rafael for your great help. This company helped me find a solution for my house. I recommend it 💯.
Danny Yero
12:46 12 Sep 23
To say that Chris and his team have made a positive impact on our business and personal lives in an understatement. Chris took me from a 610-620 credit score to a current 820 in less than a year. And that has made all the difference.His contacts with creditors allowed us to IMMEDIATELY get credit and fuel our business. While our business was doing well, we were literally check to check because we had no cash flow. Once Chris began working his magic all of that changed. I will recommend and have recommended Chris and his team to everyone that crosses my path whenever a credit conversation comes up. Definitely worth the investment!!!
roberto chessari
10:27 12 Sep 23
Desde hace 1 año contrate esta compañía DC Financial Service, y la verdad q estoy súper contento y muy agradecido por el servicio que presta todas las personas que trabajan allí y en especial al señor Chris Colston, les puedo decir que es una compañía responsable , eficaz , honestos , su atención es del 100% garantizado ya que están pendiente de ti llamándote por teléfono , por mensaje de tex , y correos electrónicos , la verdad que estoy muy contento porque pudieron resolver mi problema de mi crédito y estoy contento porque ahora puedo hacer cualquier tipo de compras ,todo el equipo de Chris son muy profesionales , te hablan por video call para explicarte cada procedimiento de lo que uno tiene que hacer , si tubiera que recomendar esta compañía no lo piense mas llámenlo y verán los resultados eficientes , mi dinero invertido acá valió la pena y si tuviera que contractarlos de nuevo lo hago mil veces otra vez , gracias de nuevo a todo ese personal que labora acá por sus atenciones y servicios que me brindaron a mi y también a mi amigo Javier Montero que fue la persona que me lo recomendó , saludos y sigan con su profesionalismo , Saludos Roberto Chessari
Sr Care Guy
15:30 28 Aug 23
Working with Mr. Colston is similar to working with a veteran leader. He looks at you financial situation like a story in which you write the perfect ending to your goals.He and his team are compassionate to your situation and thorough in their approach when tending to your financial affairs.Not only did my wife and I find the perfect home, but we closed with the absolute best credit score in order to lock in the best rate.We highly recommend DC Financial to family, friends and anyone reading this review. Thanks again, Chris!
Jenilyn Martinez, Miami Realtor
15:34 22 Aug 23
Chris is a wealth builder! I have used him twice and refer all my clients to him. He will not only help you increase your credit score but guide you on building your business credit. I am thankful to have him as part of my growth "team"!
Yoseny Martinez
19:29 26 Jun 23
Excelente servicio
Eileen Fabian
17:51 03 Jun 23
Chris and his team at DC financials were amazing to work with! Thanks to the plan they set up for us and the work they did on our credit reports, we brought our scores up over 100 points within 3 months. Most importantly we learned better financial habits to help us sustain the scores. We were able to buy our first home thanks to DC!!! The absolute best!
Michael Gordon
16:23 03 Jun 23
I first contacted Chris a year ago, my credit was in the mid 500s. I wanted to buy a house and thought it would never happen, we’ll in just 10 months, through following his advice and having him diligently monitor/dispute items on my credit report, my FICO score was over 700, and I bought a new house. He was truly amazing.
claribel soto
11:03 12 May 23
Went to Get advice on my credit and share my future goals and how I can go about themWell , getting a professional advice on how to start with Chris’s advice was I have to admit scary at first but his professional ways was indeed the truth !!! Knowing I can achieve them was definitely a relief at the endHis way of explaining and putting all in a plan to reach my goals the right way , in making my credit score betterI highly recommend DC Financial 100% to reach those long goals that may seem faraway come to reality in the near futureThank you Chris for your professional advice on how to start putting it in play
Carlos Vaca
19:16 05 May 23
It was a pleasure and a reassuring process working with Chris. I'm a young professional who had a limited credit background coming into our meeting, and I wanted to set up the most proactive and positive approach to my current questions and overall credit strategy.He solutioned my immediate concerns regarding credit history and student loans, while providing an impactful game plan for me to use going forward.Now, I will build my credit base with strong insight. I feel more confident with my new credit habits, that I look forward to seeing serve my financial goals.As well as, connecting with Chris in the future.
Rafael Rubalcaba
11:03 20 Apr 23
Chris Colston y DC Financial son simplemente los mejores, antes de conocer a Chris intente reparar mi credito con dos compañias y lo unico que tuve fueron gastos y estafas, Chris desde el primer momento fue claro con la informacion y me dijo que al termino de 1 año mi credito estaria arreglado y asi fue, hoy mi credito totalmente restaurado y listo para aplicar para cualquier tipo de credito.... Si alguien necesita lo mismo que yo, no dude en contactar a Chris por su profecionalismo, dedicacion y sobre todo su honestidad, si pudiera poner 10 estrellas lo hiciera, son los mejores!!
Christian Benford
14:42 05 Apr 23
Chris has done so much for me, from educating me about credit to helping me get a great credit score from nothing. He stuck by my side and was very patient with me through all the roller coaster events that occurred. Outside of busines, he is a great and genuine person to talk with and share a laugh with.
Timothy Legrand
20:00 30 Mar 23
The staff has been absolutely friendly and a joy to work with. They are extremely attentive to your finances and also guide you on your way to financial literacy and financial freedom!!! I definitely recommend working with DC Financial Services!!
Nora Fabricio
15:44 23 Mar 23
Second Chance Credit is definitely the number one place to go to make your dreams come true! When I first spoke to Chris about our credit situation, I immediately felt like I was talking to family. He took the stress out of such a stressful situation. He is extremely professional and knowledgeable in the repairing credit field. Chris was always available when we needed answers to any uncertainties. Do not hesitate in making Second Chance your credit repair company! Chris, because of you, we were quickly able to purchase our dream home with flying colors!!!!!!Thank you from the bottom of our hearts,Jorge and Nora 👍🏻
Jay Moore
15:04 12 Mar 23
Very precise with their approach. My credit has benefited incredibly 10/10 recommend.
yuleidy guerra
11:56 11 Mar 23
Excellent service and very professional.
Ja'Marcus Ingram
20:04 10 Mar 23
Thanks to Chris, he and his team have been able to bring my credit score up tremendously. He does his due diligence and continuously monitors my credit between the three credit bureaus and resolving issues with the providers and most importantly informs me how to improve and keep my score up. He’s always available when I call and takes the time to discuss progress on my credit profile. I highly recommend Chris and his services.
Rachel Ashton
19:29 08 Mar 23
Sherley Bu
21:27 07 Mar 23
They are absolutely the best! Are so very catering to the customer needs and wants. Super patient and never rushes the customer or tries to impose his ideas ideas. This is my second time working with him and I definitely know that I will be going back and it’s someone that I always recommend!
Lord Lunos
15:52 07 Mar 23
Rafael and his team were amazing. They handled the refinancing of my Explorer to under my wifes name to help with me get my first home. I am forever grateful to them.
Horacio Nunez
17:43 28 Feb 23
When I was introduced to Chris I was in dire need of credit health assistance. The referral not only allowed me to restore my credit. It also started a conversation that has allowed me to understand how credit, and the financial system, work in the USA.Immigrants, particular those coming from countries without financial infrastructure, will benefit tremendously from partnering with Chris and his team.When it comes to Credit Health. There are no better team in the industry than DC Financial, and no one like Chris Colston to have on your corner while you make this place your home.
Jeannette Rodriguez
12:47 21 Feb 23
RESULTS ! RESULTS! RESULTS! In this day and age there are so many people out there taking your hard earned money- with no results. I want to thank this company - and Chris for helping me out since 2018. This company has made things possible for me and my family that otherwise we could not obtain, by - fixing my credit to be able to have lower interest rates. I will never stray. THANK YOU AGAIN guys you have seriously made a great impact in my life !! 🙂
Tidis T
16:17 18 Feb 23
Gratitude is something that is always on trend. Communicating your thanks and appreciation is not just the professional thing to do, but the right thing to do. Too often in our busy lives we don’t take a moment to acknowledge the time and effort of those that offer assistance. Thank you 2nd Chance Credit I value the help you’ve given me. I finally closed on my house I'm just in shock and disbelieve you guys are the best Extremely highly Recommend
Michael Odumewu
03:15 10 Feb 23
Getting my credit fixed has been a journey. In the past I used other credit repair companies that never delivered what they promised. Once I was introduced to the team I had a great feeling things were going to change. Right away they created a game plan and strategy that if followed would help boost my credit score. When I started with the team my score was in the low 600s now I’m well over 700s. Seeing that 700+ score was so exciting because I could apply for my Amex Card ( yes I was approved). And now I can get a better rate on my first property. I’m still working with the team because we created a strategy and game plan to reach the 800s. I would highly recommend getting started with the team and getting your credit repair journey started. Thanks Team!
Ben Kapner
14:34 19 Jan 23
My wife and I were referred to Chris and his team to help improve our credit. Chris and team have done a phenomenal job putting together our game plan and then executing it over the course of 12 months. In fact, they’ve done such a good job we probably won’t need their help anymore! If I could give more than 5 starts I would. Thanks Chris and team!
Ismel Suria
22:41 18 Jan 23
Good afternoon,I would like to say the Professionalism and Care for their clients is unmatched. I reached out to Chris personally 4 months ago for emergency help with my credit. I was in the process of buying a home. Chris welcomed me and told me this process takes time and patience. In 4 months my credit has gone up 100+ points. Chris and the family at Second Chance will work with you for a whole year to make sure you’re left with nothing but outstanding credit. I can’t wait to see in 8 months where my credit itself will be. But I truly trust the Second Chance Team and the process. Thank you. I highly recommend to anyone seeking help.
Vanessa Clark
20:31 17 Dec 22
Chris Colston of Second Chance Credit is the credit advisor you need to dramatically improve your credit score within a short timeframe. After several attempts at a refinance, Chris was able to step in and assist with the necessary credit changes to get that final approval!! He consistently provided guidance on the correct actions to take in order to effortlessly increase my co-borrower's credit score. Also, after just one coaching session with Chris, I was able to gain valuable information on the small adjustments I can make to markedly improve my own credit score. Thank you, Chris and Second Chance Credit, for your help in reaching the finish line!!! 🙂
Giselle Cordo
15:10 23 Nov 22
Chris and his team were no less than amazing! Chris definitely exceeded our expectations, and went out of his way to help us whenever we needed it or when we just had a question. He was always just a phone call away, and always responded. He kept our eye on the ball, even when we got distracted from our goal. In addition, he made us some much needed connections to other professionals who were also able to help us get on the right track and added to what Chris was already working on. His knowledge and expertise in finance and credit repair was apparent, as our time with him was a total success in only a few months! Truly succeeded beyond our expectations. Do not hesitate contacting Chris for your credit repair/financial needs! It is a must for anyone wanting to move ahead in the business world. Worth every penny!! You need him on your side!
Javier Vazquez
20:16 14 Oct 22
Thank you to Second Chance Credit LLC, for being so professional and diligent in working together to reach the best possible outcome. I truly appreciate all your hard work and dedication. In such a short period of time, I have seen great improvement! I truly know that Second Chance Credit LLC, works in the best interest of the client. You can rest assure you are in good hands with Second Chance Credit LLC. I am thankful and excited to see what the future holds for my credit. Thank you tremendously! Highly recommended
Sarah Jasmund
17:56 05 Oct 22
Chris is awesome! He provides helpful information that could benefit anyone.
romy silveira
19:59 16 Sep 22
Second Chance Credit is the best credit help/advisor company in Miami. Chris is amazing, they help you and guide you all the way through. They novitiate and remove old and wrong items in my credit report. Always steered me to the right direction to increase my credit score and credit history. Everyone in the office is very helpful. Thank you very much for always guide me and for keep your promise.
Domino Pincus
18:49 16 Sep 22
Chris has been amazing to work with. He is so knowledgeable and easy to talk with and understandable!! I'd recommend him to anyone!!
Lupe Henriquez
18:20 16 Sep 22
Chris and his Staff are the true credit repairers of the Industry!! I must have tried 7 different credit repair agencies before with no success!! With Second Chance is a totally different approach, they show you what you need to do and why while they are repairing your credit. In a Short time you see the improvement like it happened to me in less than 3 months I was able to Buy my Dream House!! Thank You 🙏 Second Chance!
Melissa Miller
21:48 15 Sep 22
When you are looking for a Credit Advisor that is not just legitimate but a true expert... Chris Colston is definitely the one you would want to connect with. Chris Colston and Second Chance Credit LLC has been my #1 company to refer when it comes to Credit services. He has the knowledge and knows the industry inside and out and has also helped many of our clients get funding for building their business as well.

“In my business as a criminal and family defense attorney having access to low interest business loans is essential for my daily operations. In these challenging economic times my ability to obtain reasonable financing is extremely difficult. Mistakes I have made and economic variables out of my control had made getting financing I need virtually impossible. Your services at Second Chance Credit have remedied this obstacle by improving my credit exponentially. Your assistance has been invaluable and I would wholeheartedly recommend your expertise to my friends and family. Thank you for your efforts on my behalf.”

Stephen K. Johnson P.A.

“I took for granted the seriousness of having great credit, until I lost what could’ve been my first home. I was devastated, as I was pregnant with by first baby and no home to give to her. The amount of inaccuracies in my reports prevented me from qualifying for a home loan. After much online investigating and calls to the three credit bureaus, I felt like I was getting no-where, the price you pay for trying to do it yourself while not knowing what to do. ”

That is when my Realtor recommended Second Chance Credit. What a LIFESAVER! In just a few short months, Second Chance Credit had all the credit bureaus correcting and deleting all of the inaccuracies that were affecting my credit. My credit scores are now well into the high 700’s, and I just qualified for the best home interest rate available. Second Chance Credit proved what it truly means to provide excellent customer service.

As a working professional, I know how customer service is a lost art, but you’ll find that and much more with Second Chance Credit. I strongly recommend everyone check their credit reports, and contact Second Chance Credit for any of your credit

Second Chance Credit has been the best investment I’ve ever made. Thank you for returning my sanity, and credit worthiness Second Chance Credit LLC. You guys are a LIFESAVER!”

Lourdes De Los Rios

Thanks to you guys at Second Chance Credit I am now able to buy my own home! I am a single mom with a single income…thanks to Second Chance Credit I am now able to qualify for a home purchase, and my credit score was so improved that I was able to get a new car as well. Both at the best interest rates. I achieved my two goals in a house purchase and a car purchase, while saving thousands of dollars.

I have already told several people about Second Chance Credit, and will not hesitate to recommend them to anyone who needs help with credit repair or any credit needs. They are professional, courteous, trustworthy and obtain exceptional results. I had results in under 90 days.

I couldn’t have done it with out them!”

Thank you Second Chance Credit,

Teresa Alvarez

“I want to thank you so much for your the big help, without Second Chance Credit I don’t think we would have been able to get a home loan. I had been trying to improve my credit score on my own for a very long time with barely any results, and in 45 days Second Chance Credit did it. They were fast, effective, had great customer service, and our new scores showed that. I never thought I would be in the 700 credit score range, but here I’m.

Again thank you so much, both my spouse and I are very happy with the services of Second Chance Credit.”

Aissel Faquir
Registered Nurse

“My wife and I wanted to start getting ready to buy a house, but had major credit issues. Thanks to Second Chance Credit I now have a score of 720 and banks are more than willing to do business with us. It’s been easier to not only get a mortgage, but buy a car, and even get a cell phone! Follow their professional guidance, keep up with your responsibilities, and they really do give you a second chance to your credit

Second Chance Credit LLC, you ROCK!”

Nathan Acosta

“I first came to Second Chance Credit LLC at the beginning of this passing year 2011. My credit scores were very low and I wanted to purchase a home. Second Chance Credit was very informative and patient during my process. They were always available and willing to help with any questions and concerns I had during the process. Second Chance Credit, I now have amazing credit scores (820 FICO), and I now got qualified quickly to purchase my home with an interest rate of 3.5% with a local bank. I highly recommend Second Chance Credit with their knowledge to help anyone who is going to seek help to fix their credit.”

Thank You,

Alina Diaz

“I Finally settled into my new home and I wanted to take the time to give a MILLION THANKS to Second Chance Credit, LLC. Thanks to their amazing service and professionalism, I now have a “second chance” to do things right!

Over a year ago, I found myself not sleeping and worrying about my future. My husband was loosing the apartment we lived in, our income was very low, and both our credit scores were scores were pretty much nonexistent. After I graduated from school, my income improved, but my credit was still horrible. After venting to a friend, I was referred to Second Chance Credit.

I was hesitant at first but Chris from Second Chance Credit was very professional and informative, and at the end of our first meeting, I was hopeful. Sure enough, less than a year later I was ready to go! Not only did Chris help me improve my credit score, but he also got me in contact with other great professionals.

I am now a proud homeowner and enjoying every minute of it! I will be forever grateful!”

Miriam Ruiz

“I just wanted to say THANKS for helping me with my credit. I am so pleased with Second Chance Credit’s work! Signing up for your services was definitively the best decision I’ve made! Your profesionalism, knowledge and dedication sets you apart and you acomplished exactly what you’d promised me.”

Elizabeth Munoz

“Working with Second Chance Credit on my credit repair was a great experience.

They made me feel reassured that “there is the light at the end of the tunnel” and that I can come out successfully by following their clear instructions. I felt safe and well guided. The whole process was conducted with professionalism and it was also done “in no time”.

Their desire is for their clients to succeed and make their dreams come true. I made new friends from our team work and I have recommended them to my co-workers and friends. I am now qualified to buy my house and make my “American Dream”come true.

I highly recommend Second Chance Credit.

Thank you for your flexibility to work with me and going beyond the call of duty.”

Irvana Eloundou

“We came to Second Chance Credit for assistance to attain a better credit score. We initially wanted a high enough credit score to purchase a new vehicle. With Second Chance Credit’s hard work, and a little contribution on our behalf, we were able to raise our score to be approved for financing. We plan to continue to work side by side with Second Chance Credit to keep raising our score. Second Chance Credit is very clear on what expectations should be and what is needed for a successful outcome.”

E. Vargas

“Second Chance Credit has done a great job in helping the referrals I have provided them. They are very professional in their work and above all, trustworthy. I have recommended them before and would not hesitate to keep on doing so. In their line of business, trust is of the utmost importance, Second Chance Credit has earned the trust and admiration of all that have worked with them.”

Sally Villalba, Commercial Relationship Manager , SunTrust Banks, Inc.

“Since having Second Chance Credit help fix my credit I have been able to do so much more. I actually got approved for a credit card and that was just the beginning. I was able to open 2 more after that and now I am in the process of buying a car and looking into buying a house. None of this would have been possible with the credit I had before Second Chance Credit helped me. I was skeptical at first but within a couple of months of hiring Second Chance Credit I was receiving notices showing things had been removed from my credit report. I am now proud to say that my credit score is 720 and that is all thanks to Second Chance Credit. I owe you so much more for what u did. Thanks Second Chance Credit!”

Wellington Largaespada

“When I was younger I never put too much thought into my future. I was always living by what I could get here and now. Understanding how much I needed good credit was not something I cared to know then. I took out credit cards and bought all of the things a young single man could dream of. I racked up a debt I had a hard time paying off. Now, as a husband and father when I need my credit most, my past mistakes came back to haunt me.

I went to Second Chance Credit hoping for the best. They showed me their work and explained their process and how they could help my family and I. They were up front, professional, and honest about everything and made me feel confident about employing their services. After about four months, my wife and I started to see positive changes in our credit reports.

Before I started with Second Chance Credit I was not able to get approved for a single credit card. I am pleased to say that after using the services of Second Chance Credit, my wife and I were approved for a loan towards our first home. I am writing this testimonial because I believe in the work of Second Chance Credit, and my house is a testament of it. I know that an investment made into Second Chance Credit will yield a result that can better your life.”

Karl L.

“I would like to thank you so much for helping me repair my credit! Prior to reaching out to you my credit was a train wreck and I saw no way out. Now, thanks to you all of my past unresolved creditors and points that were affecting my targeted credit score have been resolved and mitigated. I could hardly believe that in a matter of just 2 months I was left with only 1 more creditor to resolve! Also, not only did you significantly help improve my credit score but you were always there for me in every step of the way and answered all the questions I had in reference always with a smile. Taking a firsthand look at my credit was tough in the beginning, as no one wants to face how bad the reality of it is, but you made it easy and held my hand through it all. You gave me hope again to reach a credit score that I would’ve only dreamt of.

Keep up the good work!! And continue helping others as myself to feel good about their credit, it’s an AMAZING feeling! And please feel free to use me as a reference at any time.”

Michelle Orellana

“Having the opportunity and the trust that Second Chance Credit has given me, now I can say that my life will be better and more prosperous. Thanks Second Chance Credit for everything that you have done to help me build my credit and also for the great customer service you have provided all along. I could never have done it without your help!!!

I have had results in a matter of only 45 days, and amazingly they were great results and they’re still getting better.

Thanks again your company is the best!!!”

Angiemar Caraballo

“In my business as a criminal and family defense attorney having access to low interest business loans is essential for my daily operations. In these challenging economic times my ability to obtain reasonable financing is extremely difficult. Mistakes I have made and economic variables out of my control had made getting financing I need virtually impossible. Your services at Second Chance Credit have remedied this obstacle by improving my credit exponentially. Your assistance has been invaluable and I would wholeheartedly recommend your expertise to my friends and family. Thank you for your efforts on my behalf.”

Stephen K. Johnson P.A.

“I took for granted the seriousness of having great credit, until I lost what could’ve been my first home. I was devastated, as I was pregnant with by first baby and no home to give to her. The amount of inaccuracies in my reports prevented me from qualifying for a home loan. After much online investigating and calls to the three credit bureaus, I felt like I was getting no-where, the price you pay for trying to do it yourself while not knowing what to do. ”

That is when my Realtor recommended Second Chance Credit. What a LIFESAVER! In just a few short months, Second Chance Credit had all the credit bureaus correcting and deleting all of the inaccuracies that were affecting my credit. My credit scores are now well into the high 700’s, and I just qualified for the best home interest rate available. Second Chance Credit proved what it truly means to provide excellent customer service.

As a working professional, I know how customer service is a lost art, but you’ll find that and much more with Second Chance Credit. I strongly recommend everyone check their credit reports, and contact Second Chance Credit for any of your credit

Second Chance Credit has been the best investment I’ve ever made. Thank you for returning my sanity, and credit worthiness Second Chance Credit LLC. You guys are a LIFESAVER!”

Lourdes De Los Rios

Thanks to you guys at Second Chance Credit I am now able to buy my own home! I am a single mom with a single income…thanks to Second Chance Credit I am now able to qualify for a home purchase, and my credit score was so improved that I was able to get a new car as well. Both at the best interest rates. I achieved my two goals in a house purchase and a car purchase, while saving thousands of dollars.

I have already told several people about Second Chance Credit, and will not hesitate to recommend them to anyone who needs help with credit repair or any credit needs. They are professional, courteous, trustworthy and obtain exceptional results. I had results in under 90 days.

I couldn’t have done it with out them!”

Thank you Second Chance Credit,

Teresa Alvarez

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“I want to thank you so much for your the big help, without Second Chance Credit I don’t think we would have been able to get a home loan. I had been trying to improve my credit score on my own for a very long time with barely any results, and in 45 days Second Chance Credit did it. They were fast, effective, had great customer service, and our new scores showed that. I never thought I would be in the 700 credit score range, but here I’m.

Again thank you so much, both my spouse and I are very happy with the services of Second Chance Credit.”

Aissel Faquir
Registered Nurse

 

“My wife and I wanted to start getting ready to buy a house, but had major credit issues. Thanks to Second Chance Credit I now have a score of 720 and banks are more than willing to do business with us. It’s been easier to not only get a mortgage, but buy a car, and even get a cell phone! Follow their professional guidance, keep up with your responsibilities, and they really do give you a second chance to your credit

Second Chance Credit LLC, you ROCK!”

Nathan Acosta

 

“I first came to Second Chance Credit LLC at the beginning of this passing year 2011. My credit scores were very low and I wanted to purchase a home. Second Chance Credit was very informative and patient during my process. They were always available and willing to help with any questions and concerns I had during the process. Second Chance Credit, I now have amazing credit scores (820 FICO), and I now got qualified quickly to purchase my home with an interest rate of 3.5% with a local bank. I highly recommend Second Chance Credit with their knowledge to help anyone who is going to seek help to fix their credit.”

Thank You,

Alina Diaz

 

“I Finally settled into my new home and I wanted to take the time to give a MILLION THANKS to Second Chance Credit, LLC. Thanks to their amazing service and professionalism, I now have a “second chance” to do things right!

Over a year ago, I found myself not sleeping and worrying about my future. My husband was loosing the apartment we lived in, our income was very low, and both our credit scores were scores were pretty much nonexistent. After I graduated from school, my income improved, but my credit was still horrible. After venting to a friend, I was referred to Second Chance Credit.

I was hesitant at first but Chris from Second Chance Credit was very professional and informative, and at the end of our first meeting, I was hopeful. Sure enough, less than a year later I was ready to go! Not only did Chris help me improve my credit score, but he also got me in contact with other great professionals.

I am now a proud homeowner and enjoying every minute of it! I will be forever grateful!”

Miriam Ruiz

 

“I just wanted to say THANKS for helping me with my credit. I am so pleased with Second Chance Credit’s work! Signing up for your services was definitively the best decision I’ve made! Your profesionalism, knowledge and dedication sets you apart and you acomplished exactly what you’d promised me.”

Elizabeth Munoz

 

“Working with Second Chance Credit on my credit repair was a great experience.

They made me feel reassured that “there is the light at the end of the tunnel” and that I can come out successfully by following their clear instructions. I felt safe and well guided. The whole process was conducted with professionalism and it was also done “in no time”.

Their desire is for their clients to succeed and make their dreams come true. I made new friends from our team work and I have recommended them to my co-workers and friends. I am now qualified to buy my house and make my “American Dream”come true.

I highly recommend Second Chance Credit.

Thank you for your flexibility to work with me and going beyond the call of duty.”

Irvana Eloundou

 

“We came to Second Chance Credit for assistance to attain a better credit score. We initially wanted a high enough credit score to purchase a new vehicle. With Second Chance Credit’s hard work, and a little contribution on our behalf, we were able to raise our score to be approved for financing. We plan to continue to work side by side with Second Chance Credit to keep raising our score. Second Chance Credit is very clear on what expectations should be and what is needed for a successful outcome.”

E. Vargas

 

“Second Chance Credit has done a great job in helping the referrals I have provided them. They are very professional in their work and above all, trustworthy. I have recommended them before and would not hesitate to keep on doing so. In their line of business, trust is of the utmost importance, Second Chance Credit has earned the trust and admiration of all that have worked with them.”

Sally Villalba, Commercial Relationship Manager, SunTrust Banks, Inc.

 

“Since having Second Chance Credit help fix my credit I have been able to do so much more. I actually got approved for a credit card and that was just the beginning. I was able to open 2 more after that and now I am in the process of buying a car and looking into buying a house. None of this would have been possible with the credit I had before Second Chance Credit helped me. I was skeptical at first but within a couple of months of hiring Second Chance Credit I was receiving notices showing things had been removed from my credit report. I am now proud to say that my credit score is 720 and that is all thanks to Second Chance Credit. I owe you so much more for what u did. Thanks Second Chance Credit!”

Wellington Largaespada

 

“When I was younger I never put too much thought into my future. I was always living by what I could get here and now. Understanding how much I needed good credit was not something I cared to know then. I took out credit cards and bought all of the things a young single man could dream of. I racked up a debt I had a hard time paying off. Now, as a husband and father when I need my credit most, my past mistakes came back to haunt me.

I went to Second Chance Credit hoping for the best. They showed me their work and explained their process and how they could help my family and I. They were up front, professional, and honest about everything and made me feel confident about employing their services. After about four months, my wife and I started to see positive changes in our credit reports.

Before I started with Second Chance Credit I was not able to get approved for a single credit card. I am pleased to say that after using the services of Second Chance Credit, my wife and I were approved for a loan towards our first home. I am writing this testimonial because I believe in the work of Second Chance Credit, and my house is a testament of it. I know that an investment made into Second Chance Credit will yield a result that can better your life.”

Karl L.

 

“I would like to thank you so much for helping me repair my credit! Prior to reaching out to you my credit was a train wreck and I saw no way out. Now, thanks to you all of my past unresolved creditors and points that were affecting my targeted credit score have been resolved and mitigated. I could hardly believe that in a matter of just 2 months I was left with only 1 more creditor to resolve! Also, not only did you significantly help improve my credit score but you were always there for me in every step of the way and answered all the questions I had in reference always with a smile. Taking a firsthand look at my credit was tough in the beginning, as no one wants to face how bad the reality of it is, but you made it easy and held my hand through it all. You gave me hope again to reach a credit score that I would’ve only dreamt of.

Keep up the good work!! And continue helping others as myself to feel good about their credit, it’s an AMAZING feeling! And please feel free to use me as a reference at any time.”

Michelle Orellana

 

“Having the opportunity and the trust that Second Chance Credit has given me, now I can say that my life will be better and more prosperous. Thanks Second Chance Credit for everything that you have done to help me build my credit and also for the great customer service you have provided all along. I could never have done it without your help!!!

I have had results in a matter of only 45 days, and amazingly they were great results and they’re still getting better.

Thanks again your company is the best!!!”

Angiemar Caraballo

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